Business Made Easier
admin Gemini AI said It is completely fair to be skeptical. Sarawak presents a very specific set of challenges for EV ownership—long distances between major towns, heavy rains, and a road network that often demands more from a vehicle than a smooth city street in KL. However, as of early 2026, the landscape has shifted significantly. … Read more
Under the old Rule of 78, interest was front-loaded, so if you settled early, you’d be shocked by how little the principal had dropped. With the Reducing Balance (EIR) method starting June 1, 2026, the settlement amount is simply the remaining principal.
This is a significant shift in how car loans (hire purchase) work in Malaysia. Moving from the Rule of 78 and Flat Interest Rates to the Reducing Balance Method (using Effective Interest Rate – EIR) makes car loans behave more like housing loans. The New Way: Reducing Balance Method (EIR) Interest is now calculated based … Read more
“While the signboard identifies this as a ‘Sarawak State Project’ under DBKU, this refers to the administrative and regulatory oversight of the site. The actual funding—the RM30 million—was provided by the private sector (Petros, Petronas, and Shell) as a CSR contribution. This allows the state to gain a landmark without depleting the public development budget.” … Read more
Berdasarkan carta dagangan yang anda tunjuk, pasaran sudah bertindak balas dengan jelas — kenaikan harga yang tajam menunjukkan pelabur percaya bekalan minyak memang sudah terjejas atau berisiko tinggi terganggu. Kalau ini akan terus melonjak naik, maka subsidi bahan api kenderaan dan mesin akan hilang dan harga bahan apai akan naik juga. Harga beer & alkohol … Read more
DISCLAIMER: This calculator is provided for estimation purposes only. Actual material requirements may vary based on local aggregate quality, moisture content (bulking of sand), and site conditions. The 1:2:4 ratio is a general-purpose mix (approx. M15/2000 psi). Users should verify quantities with their local supplier or a qualified engineer before placing orders. We are not … Read more
Dunia perlombongan di Bau kembali rancak! Pada 24 Februari 2026, Lembaga Pengarah Besra Gold Inc mengumumkan bahawa Kerajaan Negeri Sarawak telah meluluskan pembaharuan Lesen Perlombongan ML 05/2012/1D untuk deposit emas Jugan. Kenapa berita ini penting untuk warga Bau? “Pembaharuan ini merupakan satu mercu tanda (milestone) yang sangat besar bagi Besra dan pembangunan ekonomi daerah Bau … Read more
Notes: Technically, the “Gold Market” never truly stops—there are always people trading somewhere—the Official Spot Market that the world uses for pricing (the LBMA in London) closes on Friday and opens on Monday. The calculator below will reflect that “quiet period” only, not following every second of pricing change as on the trading platform. Special … Read more