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KWSP: Simpanan hari tua. SOCSO: Perlindungan kemalangan/penyakit masa kerja. EIS: Perlindungan jika hilang punca pendapatan (hilang kerja). Kenapa Gaji Anda Kena Potong EIS (SIP)? ☂️ 1. “Payung” Sebelum Hujan (Insurans Kehilangan Pekerjaan) EIS bukan simpanan, ia adalah insurans. Anda bayar sedikit setiap bulan supaya jika satu hari nanti syarikat anda tutup, muflis, atau anda kena … Read more
Berapa Banyak Duit Anda ‘Hangus’ Dalam Jem Setiap Bulan? Penafian (Disclaimer) Hasil pengiraan yang dipaparkan oleh Kalkulator Kos Kerugian Trafik ini adalah bertujuan untuk rujukan dan anggaran am sahaja.
HDAS stands for the Housing Deposit Assistance Scheme (or Skim Bantuan Deposit Perumahan). Launched by the Sarawak government, it is a game-changer for locals because it targets the hardest part of buying a home: the upfront cash. Instead of saving for years to hit that 10% down payment, the government gives it to you for … Read more
2026 Perodua Price Reference (Sarawak OTR) THIS IS THE OLD METHOD, ABANDONED AFTER THE ACT 2026. TO USE THE REDUCING BALANCE METHOD. refer here These estimates serve as a starting point for your calculator. Model Popular Variant Price (Sarawak) Est. Monthly (9Y) Axia 1.0 AV (Advanced) RM53,490 RM590 Bezza 1.3 AV (Advanced) RM54,070 RM595 Myvi … Read more
~~Key in your land size and choose your land type in the calculator~~ Panduan: Cara Guna Kalkulator Bina Rumah Sarawak 2026 Membina rumah di atas tanah sendiri adalah impian setiap anak Sarawak. Ini kerana ramai orang mempunyai tanah-tanah di kawasan kampung, lagipun jaringan jalanraya sudah bagus dan meluas. Perkhidmatan telekomunasi pun mempunyai jaringan yang meluas … Read more
~~ key in your preferred loan figure, interest and dividend rates in the calculator space below. The pre-fix figures in the calculator are for illustration purposes only~~ The 2026 Verdict: A Still-Viable Tool, But Requires Sharper Discipline Yes, ASB Financing remains a smart strategic move for the right investor, but it is no longer the “no-brainer” … Read more
You Are More Than Just a Year: Why Precise Age Matters Sometimes or most of the time, when people ask our age, we tend to give a short-cut answer. If it is a math subject, we neglect the decimal point. We will simply state the number of years without specifying the number of months and … Read more
I feel that in 2026 onward, financial stability is more crucial in one’s life than ever. The current increase in food and necessities pricing keeps increasing as if there is no control. A cup of coffee “O” some time ago was only RM0.80, and today, it is normally priced at RM2.00 ++. This applies to … Read more
These jobs are based on a company that has no UPKJ or CIDB certificates Based on 100 hectares, full-year cycle RANKING KEROJA LADANG SAWIT – PROFITABILITY RANKING 1. Harvesting — by far the highest ≈ RM15,000 profit / year (100 ha) 2. Loose Fruit Collection (per ton) ≈ RM7,000 profit / year (100 ha) 3. … Read more